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See what our clients are saying about Steven Vella and team.

Barbara F

San Francisco
I highly recommend Steve Vella if you're looking to finance a real estate purchase or refinance property. He and his staff are wonderful to work with and technically expert/ efficient but what makes Steve special is that he truly cares about making the transaction successful and achieving the highest levels of customer satisfaction and professionalism for his clients. Steve was critical in helping me to manage a difficult 1031 exchange and handled every question, roadblock, or problem with the same calm and sure approach. He's a great team member and I'll be a committed client from now on.

Santanu C

From the day we started conversation, Steve had been a guide and mentor for the whole process. He was on top of the process on a day-by-day basis and helped us understand each step and kept us informed. His team was super-efficient in getting the documents in the right place and was available for consultation anytime of the day, even after dinner. Thank you, Steve, for all you did for us. Really appreciate your effort to make the process smooth for us. Thank you.

Patrick P

San Rafael, CA
Steve went above and beyond in providing support through all aspects of the home purchase and financing processes. Steve took the time to explain the financing and home purchases processes, including aspects that didn't apply specifically to the financing portion (e.g. title-related questions, insurance, and so on). Steve's professionalism, transparency, and communication made us feel as if we were always in good hands, which is so important during such a monumental (and potentially stressful) process. We'd recommend Steve and his team to anyone looking for great rates, attention to detail, hands-on support, and professionalism.

Wen-Sheen T

San Mateo, CA
We were first time home buyers, and Steve and his team provided lending for our purchase. Steve was not only able to provide us with a great rate for our financing, but he was also so thorough and transparent with every aspect of the process. Whether reviewing an estimated loan disclosure line by line, explaining the overall process, or outlining the next steps for us to take, we always felt in such good hands. Steve and his team were so responsive, clear, and concise, and ultimately made a complex process quite enjoyable!

Marissa C.

Mill Valley, CA
Steve and his team, including Lauren, were terrific partners throughout this process. They were very communicative and accommodated lots of coordination needs that arose. Steve approaches the partnership with transparency and integrity which is crucial. Lastly, they're simply enjoyable to work with: warm, understanding and genuinely interested in ushering you through the process.

Ed M

Oakland, CA
My wife and I recently bought a home and discussed loan options with a few different lenders. The moment we spoke to Steve, we knew we had found our guy.
Steve, and his outstanding team were extremely helpful in assisting us to navigate the complex process of buying a home. There was so much to figure out and so many questions that came up. Steve was always just a quick phone call away and had all the answers to ease our minds. If we ever move, we will definitely be using him again and will also be recommending him to friends!

When clients are asked:

What’s the reason you would choose Steven Vella again?

Brett W M

Fairfield, CA
Posted on August 14th, 2023 05:15 PM
Steve made the entire process easy and seamless. He and his team were timely and professional.

Winny S

Fremont, CA
Posted on October 2nd, 2023 06:27 AM
Experienced, responsive, fast service provided info needed, can-do attitude to make it happen.

John C S

San Francisco, CA
Posted on May 17th, 2023 06:03 AM
Fast and helpful support, even over the weekend. Was able to meet our tight closing deadline.

Katherine E S

San Francisco, CA
Posted on May 17th, 2023 01:23 PM
Thanks for everything Steve! Made our first home buying experience easy and straightforward. Helped us close on our new home very quickly!

Ashwini C J

San Francisco, CA
Posted on April 18th, 2023 09:55 AM
Steve went above and beyond in every way possible! He was patient, prompt and very detailed with all his communications.

Channy U

Elk Grove, CA
Posted on May 9th, 2023 07:43 AM
Great communication knows banking guidelines.

William H G

Hayward, CA
Posted on January 5th, 2023 08:04 AM
Steven is extremely knowledgeable and helpful through what can be an intimidating process. He explains each step and makes you feel at ease and confident. He also got us a way better rate than anyone else quoted. Very happy with Steve and would recommend him to anyone!

Edward J L

Sonoma, CA
Posted on March 31st, 2023 12:13 PM
Steve communicated the entire process and thoroughly explained our options and was able to work with us to get mortgage funded in a short timeline.

Ross G

Novato, CA
Posted on December 1st, 2022 09:11 AM
Responsive and provides expert knowledge.

Hideki M H

Santa Rosa, CA
Posted on October 26th, 2022 05:17 PM
Steve walked me through the entire process and explained each step thoroughly. I haven't moved in over 29 years and Steve made this process seamless and transparent with regards to funding my new forever home. Steve and his team did an excellent job in communicating with me on every step of the process. I highly recommend Steve and his team.

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