why clients choose VellavisionWhat we do: Facilitate preapprovals in 24 hours. We locate the lender or private bank with the best financing terms for your scenario in the market after doing a complete analysis of your income, reserves credit, and property. We assist with lending for purchase transactions with fast approval, appraisal, and closing times. We advise on refinancing and restricting of debt. Speak with your realtor and the listing agent of the property you’re interested in purchasing to provide reassurance of your qualifications which can helpful in winning the purchase. We provide financing for out of the box situations such as TIC, COOP Condo-tels, Mixed Use properties. Buy before Sell financing, Bridge financing along with construction financing. Provide the lowest interest rate options available by private banks, banks, credit unions and private funding.Vellavision banking relationships can provide: A purchase money loan with a rate that can be lowered by request should interest rates drop in the future without paying refinancing costs. Discounted interest rates of up to .750% through private banking relationships. Cross collateral loans where no down payment is required for a new purchase. A buydown loan on a jumbo product that starts 2% below the going rate. Interest only loans to increase cash flow. Lot loans, construction, and rehab loans. Loan amounts up to 3.0 million dollars with as little as 15% down payment. Loan amounts to 5.0 million dollars with as little as 20% down payment. We have relationships that provide financing in all 50 states. Financing with 5% or 10% down payments with no mortgage insurance up to $2.0 million loan amounts. Loans up to $30.0 millionProblems we overcome: Purchasing a property prior to selling your current residence. Leveraging other assets for down payment or investments such as Real estate, Yachts, Planes or Art you currently own. Self-employed borrowers with complex income. Not all lenders and banks use RSU income to qualify. We have the relationships that do. How to increase your credit score to take advantage of the lowest interest rates possible. Condominiums with high rental or investor concentration. Properties in less than desirable condition. TIC or Coop financingCall us today for more information.